Graduating or Losing Coverage under Your Parent’s Health Plan Qualifies You for a Special Enrollment Period
Becoming independent from your parents can be both gratifying and stressful, especially if you have to worry about finding your own health insurance. If you recently turned 26 or graduated college, or are looking forward to doing so soon, you may experience a qualifying life event. This means you would be in a Special Enrollment Period and would be eligible to enroll in a qualified health plan outside of Open Enrollment.
There are several ways to experience a qualifying event like this:
- Graduating from college and ending your student health insurance through your school;
- Turning 26 and aging off of your parents’ health insurance plan;
- Any other event which causes you to be terminated from your parent’s health plan (other than voluntarily choosing to leave the plan);
If any of these sounds like an event that has happened to you, you could be able to use this Special Enrollment Period to enroll in a qualified health plan.
Remember to keep documentation of your event, such as a letter of termination from your parent’s insurance carrier to prove that you did experience a qualifying life event. You will likely be asked to provide this document at some point in the enrollment process.
If you’re all set, you can start right here by getting a quote online or speak with a licensed advisor who can help enroll you today! Feel free to call us at 1-877-279-7959 and we can answer questions or enroll you now.
Still confused? Don’t worry.
We have licensed advisors ready to answer your questions and walk you through the process if you need help! Feel free to call us at 1-877-279-7959 and we can answer questions and help you enroll today!